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Updated : Equifax’s  “security incident” earlier this week  affected 143 million Americans. That’s a huge number of people, which means that the chances that either you or someone you know being affected are pretty high. Equifax’s site was even providing positive results for fake social security numbers at one point. If you were one of the millions affected by the attack, then you have to figure out what to do next. CNET put together  a pretty good step by step  for people. Here are a few of its suggestions: Enroll in TrustedID Equifax is offering  a free year of TrustedID to everyone. The credit monitoring service “includes 3-Bureau credit monitoring of Equifax, Experian and TransUnion credit reports; copies of Equifax credit reports; the ability to lock and unlock Equifax credit reports; identity theft insurance; and Internet scanning for Social Security numbers.” Equifax faced a bit of backlash via social media when it made the offer, one because you have to wait to sign up o

Now that you know  how credit works , you probably want to know how to make it work  better . While nothing is better for your credit than paying your bills in full and on time, there are ways to give it a boost. Like it or not,  credit matters . It’s also complicated. In our “Everything You Need to Know About Credit” series, we’re breaking down the basics. When a lender or landlord looks at your credit, they’re not just looking for a three digit number, they want to know how you actually handle credit. That’s why your credit report is more important than your score. That said, your score matters, too, and the good news is, there are shortcuts for boosting it in a relatively short amount of time. And if you don’t have credit at all — let’s say you’re a teenager about to start college — your biggest focus should be on building up a credit history. That way you can apply for student loans, apartments, and make sure you  aren’t gouged on bills . Here are some options for building or re

Among Silicon Valley’s top tech employers, Facebook Inc could be the most vulnerable to U.S. President Donald Trump’s expected crackdown on guest-worker visas, according to a Reuters analysis of U.S. Labor Department filings. More than 15 percent of Facebook's U.S. employees in 2016 used a temporary work visa, giving the social media leader a legal classification as a H-1B “dependent” company. That is a higher proportion than Alphabet Inc's Google, Apple Inc, Amazon.com Inc or Microsoft Corp. (Click tmsnrt.rs/2l28fLH for a graphic showing H-1B visa applications and average pay) That could cause problems for Facebook if Trump or Congress decide to make the H-1B program more restrictive, as the president and some Republican lawmakers have threatened to do. Both Trump and Attorney General nominee Senator Jeff Sessions have opposed the program in its current form. They have also indicated that they are open to reforming it to “ensure the beneficiaries of the program are the be