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Now that you know  how credit works , you probably want to know how to make it work  better . While nothing is better for your credit than paying your bills in full and on time, there are ways to give it a boost. Like it or not,  credit matters . It’s also complicated. In our “Everything You Need to Know About Credit” series, we’re breaking down the basics. When a lender or landlord looks at your credit, they’re not just looking for a three digit number, they want to know how you actually handle credit. That’s why your credit report is more important than your score. That said, your score matters, too, and the good news is, there are shortcuts for boosting it in a relatively short amount of time. And if you don’t have credit at all — let’s say you’re a teenager about to start college — your biggest focus should be on building up a credit history. That way you can apply for student loans, apartments, and make sure you  aren’t gouged on bills . Here are some options for building or re

Satellite data suggest that water inside the moon is widespread, and that volcanic rocks may be a valuable resource for future explorers. There’s Water Inside the Moon—More Than We Thought There's even more water on the moon than we previously thought, according to new analysis of tiny glass beads left over from ancient volcanic eruptions. The naturally occurring beads were collected in the 1970s as part of the Apollo 15 and 17 missions, which landed near zones of volcanic activity. The beads formed when magma bursting onto the surface crystallized in such a way that water became trapped inside. However, scientists couldn’t be sure if the Apollo samples are unique or if other volcanic flows on the moon are filled with water-bearing glass. (Find out how  flying oceans of magma help demystify the moon's creation .) In a  new study published today in  Nature Geoscience , scientists reexamined the Apollo samples and used more recent satellite data to look for signs of water

WHY IT MATTERS TO YOU Never fear: Windows 10 Cloud might not be as locked down as we thought, and you might be able to install your desktop applications after all. Microsoft’s Windows 10 is a robust operating system that can do just about anything. Usually that’s a strength, but while Windows 10 competes well against Google’s Chrome OS platform on features and overall power, it’s at a disadvantage in terms of cost and manageability. That’s why Microsoft is releasing the Windows 10 Cloud edition, which essentially enables locking down the OS to allow apps to be installed only from the Windows 10 Store. At least, that’s how it works in theory and with the current preview build, but there’s a way to bypass that limitation for the technically astute, as  Windows Central reports . More:   An early build of Windows 10 Cloud has leaked, proving the new OS is no myth By limiting Windows 10 Cloud to only Windows Store apps, Microsoft could accomplish a few things. First, it would make non

  1990 was a year of life and death for Clark Martin. His daughter was born, and he was diagnosed with cancer. Over the next 20 years, as his daughter took her first steps, experienced her first day of school, and eventually grew into a smart, fiercely independent teenager, doctors waged a blitzkrieg on Martin's body. Six surgeries. Two experimental treatments. Thousands of doctor visits. The cancer never went into remission, but Martin and his doctors managed to keep it in check by staying vigilant, always catching the disease just as it was on the brink of spreading. Still, the cancer took its toll. Martin was riddled with the effects of anxiety and depression. He had become so focused on saving his body from the cancer that he hadn't made time for the people and things in his life that really mattered. His relationships were in shambles; he and his daughter barely spoke. So in 2010, after reading an article in a magazine about a  medical trial that involved giving people