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Bitcoin transactions  The relatively high transaction fees on the Bitcoin network were a major topic of conversation last year, but these fees have been plummeting so far in 2018.  According to data from CoinMetrics , bitcoin miners are now collecting less than a third of the value they were collecting in fees at one point in December 2017. So what’s causing this decline in the costs of on-chain transactions? Is it as simple as declining demand leading to a lower price? Are there other factors at play? Let’s take a closer look. The Simple Explanation for Lower Fees In 2017, the congestion on the Bitcoin blockchain led to a bidding war over block space, especially as speculative interest in bitcoin continued to rise over the course of the year. According to CoinMetrics , bitcoin transaction fees started 2017 at an average of $0.30, but they eventually peaked at over $40 in December. As the price tripled during a month-long stretch from mid-November to mid-December, those w

Unocoin recently launched its first ever  Application Programming Interface (API)  to drive global commerce while boosting digital currency markets in India.   After raising $1.5 million, a record in India , this advancement represents another milestone in Unocoin’s continued efforts to fuel the world's largest potential market for Bitcoin.   Through Unocoin’s API, individuals and companies in India can generate bitcoin wallets; buy, sell, send and receive bitcoin; securely store bitcoin; access real-time or historical price information; receive notifications for payments; facilitate merchant bitcoin payments; fulfil KYC requirements; as well as serve as a conduit for global companies seeking to remit bitcoin to India. The Unocoin API underwent rigorous testing and is primed for active use. The company’s robust iOS app and soon-to-be-released Android app are both built entirely off of the Unocoin API. Started in 2013, Unocoin is a Bangalore-based technology startup that’s wide

Hong Kong The Securities and Futures Commission, an independent statutory authority that regulates the securities and futures markets in one of the world’s major financial hubs in Hong Kong is joining the R3-led financial blockchain consortium. According to a report in the Wall Street Journal, the Hong Kong regulator is working with R3’s numerous members that includes banks and technology developers to test blockchain ledgers to record and settle securities and futures transactions. The collaboration is yet another example wherein banks and regulators are coming together to push blockchain prototypes out of the lab environment to real-world financial systems. Claim Your own Bitcoin today “Both sides need to understand why this tech works and what needs to be changed to make it comply,” stated R3 managing director Charley Cooper as quoted by the publication. Bringing Fintech into a Financial Hub Widely known as a traditionally technology-forward country, Hon